Invest in your future

  • Interest rate - 5.95%
  • Free evaluation
  • Free Insurance
  • APRC - 8.4% Example (for a loan of 500,000 with a term of 15 years: Granting fee 0,5%, management fee 0,17 monthly, Monthly rate 4,783.80 MDL, total amount payable 863,582.42 MDL)


  • Real estate investment or consumer needs
  • Get access to a long-term credit limit
  • The mortgage is only established when the limit is approved, avoiding mortgage-related expenses for subsequent loan projects
  • Free insurance and evaluation of real estate
  • Simplified analysis and approval of loans requested within the limit
  • Ease of administration by viewing the payment schedule in 24 Banking
  • Loan is not subject to exchange rate risk


  • Credit limit amount: minimum 100.000 MDL, maximum 3.000.000 MDL
  • Maximum loan amount: 
  • for real estate investments: 2,500,000 MDL
  • for consumer needs: 500,0000 MDL
  • Term: 
  • maximum limit term: 300 months
  • for real estate investments: minimum 12 months/maximum 300 months (without exceeding the limit term)
  • for consumer needs: minimum 6 months/maximum 60 months
  • Securing credit with real estate guarantees
  • Repayment of credit also involves responsibilities

Costs and useful documents

In any BCR Chișinău branch, request a complete list of documents required for obtaining a loan depending on its destination.

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