BCR PLUS
We offer you a consumer loan on your card to have access to a permanent cash reserve, which you can use to cover unexpected expenses.
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The granting of new loans to individuals is suspended from 30.11.2024.
Advantages
- ZERO fees for granting and administering credit
- No collateral to secure loan repayment
- Direct access to credit resources at any time for any need, without saving or delaying purchase
- Minimum set of documents required for loan approval
Characteristics
- Maximum loan amount - 100 000 lei
- Maximum limit granted - 3 net tariff salaries
- Maximum loan term - 2 years
- Effective annual interest rate (EAR) - 11.02% annualy
- Automatic credit payments on receipt of salary on card account
- Interest floating rate - 10.5% annualy
- Repaying the loan, also involves responsibilities
Example for a loan worth MDL 30 000 for a term of 12 months, with the proportional reduction of the credit limit in the last 6 months. Granting commission - 0%, Maximum monthly rate (6th month) - 5 267.53 MDL, the total payable amount 32 499.86 MDL.
Costs and useful documents
| XLS (172 KB) | |
| PDF (994 KB) |
In any BCR Chișinău branch, request a complete list of documents required for obtaining a loan depending on its destination.
Frequently Asked Questions
Check out the most frequent questions on loans.