Overdraft on bank card

We offer you an Overdraft on card to have permanent access to funds that you can use to cover some unexpected expenses.


  • ZERO fees for loan granting and administration
  • Without real guarantees of loan repayment
  • Direct access to credit resources, at any time and for any needs, without saving or postponing the purchase
  • Minimum set of documents required for loan approval
  • Automatic repayments on loan while getting the salary on the card


  • Maximum loan amount - 100.000 lei)
  • Maximum ceiling granted (for salary card) - 3 net tariff salaries
  • Maximum loan term - 2 years
  • Interest rate - 12%
Overdraft on salary card | BCR Chisinau


Contact any BCR Chisinau branch the for the complete list of documents required for obtaining a loan.

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